1. Introduction

Welcome to Quanta Pay, a payments platform provided by Quanta Suite. By accessing or using Quanta Pay, you agree to be bound by these Terms of Service ("ToS"). If you do not agree to these terms, please do not use our service.

2. Definitions

Quanta Pay: The payments platform operated by Quanta Suite.

User: Any individual or entity that registers for or uses Quanta Pay.

Transaction: Any payment or transfer of funds facilitated through Quanta Pay.

3. Account Registration and Use

To use Quanta Pay, you must create an account by providing accurate and complete information. You are responsible for:

Maintaining the confidentiality of your account credentials.

All activities that occur under your account.

4. Payment Services

Quanta Pay enables users to send and receive payments. All transactions are subject to the fees and limits outlined in our Fee Schedule, which is incorporated into these ToS by reference.

5. User Responsibilities

As a user, you must:

Provide true, accurate, and complete information.

Comply with all applicable laws and regulations.

Refrain from using Quanta Pay for any illegal or unauthorized purpose.

6. Prohibited Activities

You are prohibited from:

Engaging in fraudulent transactions.

Using Quanta Pay to facilitate illegal activities.

Attempting to hack, disrupt, or misuse the service.

7. Privacy Policy

Your privacy matters to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

8. Intellectual Property

Quanta Pay and all related trademarks are the property of Quanta Suite. Users are granted a limited, non-exclusive license to use the service for its intended purpose.

9. Disclaimers and Limitations of Liability

Quanta Pay is provided "as is" without warranties of any kind. Quanta Suite is not liable for any indirect, incidental, or consequential damages arising from the use of the service.

10. Termination

Quanta Suite may terminate or suspend your account at any time for violation of these ToS. You may close your account by following the instructions provided on the platform.

11. Governing Law and Dispute Resolution

These ToS are governed by the laws of Florida Any disputes shall be resolved through binding arbitration in accordance with the rules of Florida.

12. Changes to the ToS

We may update these ToS from time to time. Users will be notified of material changes by the posting of the updated ToS on our website.

13. Contact Information

For questions about these ToS, please contact us at hello@quantasuite.com.

14. Compliance with Financial Regulations

Users must comply with all applicable financial regulations, including Anti-Money Laundering (AML) and Know Your Customer (KYC) requirements. Quanta Pay may request additional verification information to ensure compliance.

15. Transaction Limits and Fees

Transactions are subject to limits based on your account type and verification status. Fees are detailed in our Fee Schedule.

16. Refunds and Chargebacks

Refunds are processed according to our Refund Policy. In the event of a chargeback, Quanta Pay may suspend your account pending investigation.

17. Security Measures

Quanta Pay employs industry-standard security measures to protect your data. You are responsible for:

Maintaining the security of your account credentials.

Reporting any suspicious activity immediately.

18. Third-Party Integrations

Quanta Pay may integrate with third-party services. You are responsible for reviewing and agreeing to the terms of any third-party services used in conjunction with Quanta Pay.

19. Age Restrictions

You must be at least 18 years old to use Quanta Pay. By using the service, you represent that you meet this age requirement.

20. International Use

Quanta Pay is intended for use within [Insert Primary Jurisdiction]. Users outside this jurisdiction are responsible for compliance with local laws.

21. Electronic Communications

By using Quanta Pay, you consent to receive communications from us electronically, including emails and notifications through the platform.

22. Entire Agreement

These ToS, together with any documents incorporated by reference (e.g., Fee Schedule, Privacy Policy, Refund Policy), constitute the entire agreement between you and Quanta Suite regarding the use of Quanta Pay.